Get Medicare Right The First Time
The enrollment window is seven months wide, and missing it can attach a penalty to every premium for the rest of your life. We walk through the timing, the terms, and the tradeoffs in plain language, at no cost to you.
Know Your Window, Exactly
Your personal enrollment window is tied to your birthday and your work history, not a date on a calendar. We tell you exactly when yours opens and closes, so a permanent penalty is never a risk.
Compare Paths, Not Just Plans
Medigap and Medicare Advantage behave differently when you are actually sick, not just on the brochure. We explain the real difference in cost, flexibility, and what happens at the doctor's office.
A Yearly Check-In
Plans change every year, and what fit last year may not fit this one. We review yours annually so it keeps up with your health and your budget.
What Talking This Through Actually Looks Like
- 01
A twenty-minute conversation about your health, your budget, and the doctors you want to keep.
- 02
A side-by-side explanation of the options that actually apply to your situation, with the tradeoffs of each stated plainly.
- 03
You decide, on your own timeline. The only deadline that matters is the one Medicare itself sets.
We are not connected with or endorsed by the United States government or the federal Medicare program.
How many carriers, and roughly how many plans, we actually represent for Medicare, so the required scope disclosure states a real number instead of a placeholder
CMS marketing rules require disclosing that not every plan available in the area is being shown. The exact wording depends on the real carrier count, so it cannot be written until that number is confirmed.
Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to see all of your options.
Not Sure Whether You Are In Your Enrollment Window
Most people are not sure until someone checks. Share your birthday and work history, and one of our licensed advisors will confirm exactly where you stand.
True Gold Financial is an independent agent based in Austin, Texas, licensed to help with Medicare, life protection, and retirement income planning. Nothing on this site is an offer of cover or individual financial advice.